Can a Prime General Contractor for Construction request, other non-direct Prime contractors, to add them to the COI?

Started by Lisa Z · Jul 17, 2023 · 5 replies

  1. L

    Lisa Z

    Jul 17, 2023 · 2y ago

    Original post

    Can a Prime General Contractor (GC) for Construction request, other non-direct Prime contractors that are also working in the space on behalf of the same project i.e. separate work packages, such as furniture or IT items, (so NOT direct subcontractors to the General Contractor) to add the Prime General Contractor as an insurer on the Certificate of Insurance?

  2. j

    joel hoffman

    Jul 17, 2023 · 2y ago

    Please clarify the question .

    ?? can the prime GC request other prime contractors to add the GC as an insurer on (whom’s ?) certificate of insurance??

  3. R

    Retreadfed

    Jul 17, 2023 · 2y ago

    Lisa Z said:

    add the Prime General Contractor as an insurer on the Certificate of Insurance?

    Do you mean "insured" instead of "insurer?"

  4. j

    joel hoffman

    Jul 17, 2023 · 2y ago

    Each prime contractor and their subs are required to obtain and maintain their own insurance per 52.228-5 Insurance-Work on a Government Installation per whatever types and coverages are specified in the construction contract.

    In addition, 52.236-8 Other Contracts, should also be included in each contract.

  5. L

    Lisa Z

    Jul 18, 2023 · 2y ago

    joel hoffman said:

    Please clarify the question .

    ?? can the prime GC request other prime contractors to add the GC as an insurer on (whom’s ?) certificate of insurance??

    I reworded this question: Can a Prime General Contractor (GC) for Construction request, other contractors that are also working simultaneously in the space on support of the same project (i.e. separate work packages, such as furniture or IT items, (so NOT direct subcontractors to the Prime General Contractor)) to add the Prime General Contractor as an additional insurer on the separate Certificate of Insurance's of each of the non-direct contractors that are also doing work in the space?

  6. j

    joel hoffman

    Jul 18, 2023 · 2y ago

    So you want to add other contractors to your policies, as insured parties under your policy?

    There is no contractual relationship between the separate contractors on a site or between the GC and their subs. I’d say that this couldn’t be done to fulfill another contractor’s contractual responsibility or their sub’s responsibility to provide insurance.

    Why would casualty insurance companies agree to insure other parties under your policies? The GC has no control,  supervision or overarching accident prevention program for other parties.

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